I have a very close friend with cerebral palsy…
This wonderful lady is well-educated with a Masters In Social Work and sweet as can be, but every day her condition brings her anguish physically and psychologically. She feels everything differently from us able-bodied, in ways I mostly never consider.
For anyone with physical or mental challenges, the world is wrought with daily challenges. Qualifying and maintaining qualification for public benefits should not be one they must also wrangler with. In honoring my wonderful friend, I derive a great deal of satisfaction helping clients ensure qualification and continued eligibility for all possible public benefits.
By the time you have a need, it is often too late.
Special Needs Planning
Provided here is a general statement of Pennsylvania law, it does not constitute legal advice. Consult an attorney directly for advice on your legal matter.
Providers and caregivers for disabled family members need guidance in qualifying, obtaining and maintaining health insurance and other available benefits. To do so, it is crucial to legally protect family assets so as to achieve or remain eligible for these often life-sustaining benefits.
Tools, such as a Special Needs Trust, allow people to keep the benefit of their money and their public benefits. State and federal law under some circumstances permit persons receiving or deserving of need-based government assistance to supplement their benefits without disqualifying for benefit eligibility.
Also, creating a Special Needs Trust in advance of applying, or re-applying if denied, for available and deserved benefits is prudent to ensure that the needs of the disabled are met. Even if the disability does not now meet the requirements for need-based benefits, there may be reasons to anticipate a change. If the disabled person’s condition may deteriorate, if the family may not be able to finance the disability into the future, to provide for the disabled as an heir in a will or other trust, to prevent future proceeds of civil actions from disqualifying for benefits, as an investment to ensure that any future inheritance from other family members does result in a forfeiture of benefits, special needs planning is more than good common sense, it is necessary.
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